What it does

It gives you a technical price for Bloodstock Insurance. To be used as a part of your risk assessment in the underwriting process.

Within commercial Bloodstock Insurance there is a general lack of data and information on horse mortality and hence bloodstock technical pricing. We aim to address this issue by collecting data and analysing this to produce a Horse Rate. This model specialises in bloodtsock mortality statistics.

The aim is to provide members a technical price that can be used within the underwriting process when assessing risk premium. The model provides analytics that will assist in making an informed decision. We do not recommend a price, what we do is provide statistical observations. Look at our FAQ section for further questions you may have regarding the site and the services offered.

Who should use it

Bloodstock Insurance underwriters should use it.

Bloodstock Insurance Underwriters and Actuaries based in the London Market should use this service, when estimating the price of bloodstock insurance contracts. Most underwriters in the market place use legacy rates based on experience or their own internal model. This model would be useful for underwriters who need a statistical validation of their pricing. An important factor to note is that this is a much larger data set than the internal data of one company.

Why use it

Only Bloodstock Insurance Pricing tool in the market. Easy to use and provides a result based on a large set of data. This is the only tool that aggregates data and then produces a technical price for underwriters. The methodology is simple and transparent.